Fast, Flexible Real Estate Financing Close in as Little as 7–10 Business Days
When opportunity knocks, banks can’t always move fast enough. At eFunder Capital, we help real estate investors fund time-sensitive deals quickly and confidently — no minimum credit score, no red tape, just fast results.
No Minimum Credit Score
30-Year Fixed Pricing
Loans Up to $5 Million
50% LTV or Less
Creative Structures with Seller Carrybacks Allowed
Fast, Flexible Real Estate Financing — Close in as Little as 7–10 Business Days
When opportunity knocks, banks can’t always move fast enough. At eFunder Capital, we help real estate investors fund time-sensitive deals quickly and confidently — no minimum credit score, no red tape, just fast results.
No Minimum Credit Score
30-Year Fixed Pricing
Up to $5MM
50% LTV or Less
When Speed, Simplicity, and Certainty Matter Most
Banks and traditional lenders move on their own timelines. But investors don’t have that luxury. You need funding that adapts to your deal — not the other way around.
“We built eFunder Capital to give serious investors fast, creative, and reliable access to private capital.”
A Smarter Way to Fund High-Equity Deals
Our flagship program — the Fast 50 — was built for investors who value execution over excuses. Whether you’re purchasing, refinancing, or leveraging equity, this program provides a fast, flexible path to capital.
Property Type
1–4 Unit Investment
Mixed-Use / Multi-Family
Commercial (Retail, Warehouse, Office, Automotive)
Loan Amount
$75K–$2MM
$250K–$5MM
$250K–$5MM
Term
30-Year Fixed
30-Year Fixed
30-Year Fixed
Max LTV
50%
50%
50%
Property Type
1–4 Unit Investment
Mixed-Use / Multi-Family
Commercial (Retail, Warehouse, Office, Automotive)
Loan Amount
$75K–$2MM
$250K–$5MM
$250K–$5MM
Term
30-Year Fixed
30-Year Fixed
30-Year Fixed
Max LTV
50%
50%
50%
Learn How Investors Close in as Little as 7–10 Business Days
Every scenario is unique, but our process is simple: focus on equity, property value, and deal potential — not just credit history.
By Terence Young, Founder & CEO of eFunder Capital
Recent Fundings — Fast, Reliable, and Flexible
$1.8MM Warehouse Refinance — Dallas, TX — Funded in ~8 Business Days
$450K 4-Unit Rental — Orlando, FL — Funded in 9 Business Days
$2.3MM Mixed-Use Purchase — Newark, NJ — Funded in 10 Business Days
Every scenario is unique, but our process is simple: focus on equity, property value, and deal potential — not just credit history.
$1.8MM Warehouse Refinance — Dallas, TX — Closed in 7 Days
$450K 4-Unit Rental — Orlando, FL — Closed in 9 Days
$2.3MM Mixed-Use Purchase — Newark, NJ — Closed in 10 Days
How It Works — From Prequal to Funding
Step 1: Apply Online (30 Seconds)
Fill out our short pre-qualification form — no credit pull required.
Step 2: Get Your Term Sheet (Within 24–48 Hours)
We’ll send your initial quote and next-step instructions.Step 3: Finalize Quick App & Fund (7–10 Business Days)
After pre-qualification, you’ll complete our Quick Application to verify property and deal details.
Apply Online — 2-minute form (no credit pull)
Get Your Term Sheet — 24–48 hours
Close & Fund — 7–10 business days
Who We Help
Investors who need to close fast (7–10 business days typical)
Borrowers with 50% LTV or less
Clients with credit challenges or unique properties
Investors seeking long-term fixed pricing
$2.3MM Mixed-Use Purchase — Newark, NJ — Funded in 10 Business Days
High-equity property owners needing liquidity (cash-out refi, expansion, etc.)
Need to close in 7–10 days
Have 50% LTV or less
Want 30-year fixed pricing
Have credit challenges or unique properties
Need $75K–$5MM
When Speed, Simplicity, and Certainty Matter Most
Banks and traditional lenders move on their own timelines. But investors don’t have that luxury. You need funding that adapts to your deal — not the other way around.
“We built eFunder Capital to give serious investors fast, creative, and reliable access to private capital.”
A Smarter Way to Fund High-Equity Deals
Our flagship program — the Fast 50 — was built for investors who value execution over excuses. Whether you’re purchasing, refinancing, or leveraging equity, this program provides a fast, flexible path to capital.
Property Type
Loan Amount
Term
Max LTV
Property Type
1–4 Unit Investment
Mixed-Use / Multi-Family
Commercial (Retail, Warehouse, Office, Automotive)
Loan Amount
$75K–$2MM
$250K–$5MM
$250K–$5MM
Term
30-Year Fixed
30-Year Fixed
30-Year Fixed
Max LTV
50%
50%
50%
Recent Fundings — Fast, Reliable, and Flexible
Every scenario is unique, but our process is simple: focus on equity, property value, and deal potential — not just credit history.
1–4 Unit Investment
Mixed-Use / Multi-Family
Commercial (Retail, Warehouse, Office, Automotive)
$75K–$2MM
$250K–$5MM
$250K–$5MM
30-Year Fixed
30-Year Fixed
30-Year Fixed
50%
50%
50%
Recent Fundings — Fast, Reliable, and Flexible
$1.8MM Warehouse Refinance — Dallas, TX — Closed in 7 Days
$450K 4-Unit Rental — Orlando, FL — Closed in 9 Days
$2.3MM Mixed-Use Purchase — Newark, NJ — Closed in 10 Days
$1.8MM Warehouse Refinance — Dallas, TX — Funded in ~8 Business Days
$450K 4-Unit Rental — Orlando, FL — Funded in 9 Business Days
$2.3MM Mixed-Use Purchase — Newark, NJ — Funded in 10 Business Days
Every scenario is unique, but our process is simple: focus on equity, property value, and deal potential — not just credit history.
Every scenario is unique, but our process is simple: focus on equity, property value, and deal potential — not just credit history.
How It Works — From Prequal to Funding
Step 1: Apply Online (30 Seconds)
Fill out our short pre-qualification form — no credit pull required.
Step 2: Get Your Term Sheet (Within 24–48 Hours)
We’ll send your initial quote and next-step instructions.Step 3: Finalize Quick App & Fund (7–10 Business Days)
After pre-qualification, you’ll complete our Quick Application to verify property and deal details.
Step 1: Apply Online (30 Seconds)
Fill out our short pre-qualification form — no credit pull required.
Step 2: Get Your Term Sheet (Within 24–48 Hours) We’ll send your initial quote and next-step instructions.
Step 3: Finalize Quick App & Fund (7–10 Business Days) After pre-qualification, you’ll complete our Quick Application to verify property and deal details.
Who We Help
Investors who need to close fast (7–10 days typical)
Borrowers with 50% LTV or less
Clients with credit challenges or unique properties
Investors seeking long-term fixed pricing
High-equity property owners needing liquidity (cash-out refi, expansion, etc.)
Investors who need to close fast (7–10 business days typical)
Borrowers with 50% LTV or less
Clients with credit challenges or unique properties
Investors seeking long-term fixed pricing
High-equity property owners needing liquidity (cash-out refi, expansion, etc.)
Why Investors Choose eFunder Capital
Credibility: Trusted Direct Lender serving real estate investors nationwide.
Authority: Experience funding complex investor and commercial scenarios.
Results: Fast, reliable execution with consistent 5-star client satisfaction.
“We built eFunder Capital for investors who can’t afford to wait weeks for traditional financing.”
— Terence Young, Founder & CEO
Why Investors Choose eFunder Capital
Credibility: Trusted Direct Lender serving real estate investors nationwide.
Authority: Experience funding complex investor and commercial scenarios.
Results: Fast, reliable execution with consistent 5-star client satisfaction.
“We built eFunder Capital for investors who can’t afford to wait weeks for traditional financing.”
— Terence Young, Founder & CEO
Get Pre-Qualified for Your Next Investment Loan
This quick pre-qualification form helps us match you with the best available lending option for your deal.
Once you submit, you’ll automatically continue to our Quick Application to provide full property details — no need to re-enter your contact info.
Form Fields (keep same):